Excess of Loss Ratio (Stop Loss) pada Reasuransi

Pada Excess of Loss Ratio (Stop Loss), reasuradur tidak bertanggung jawab atas kerugian yang melebihi suatu jumlah tertentu dari suatu individual claim. Kewajiban timbul sama sekali bukanlah karena kerugian per individual, tetapi stoploss ini bekerja karena telah dicapainya “defisit ratio per tahun” atas suatu cabang Asuransi.

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